What if you currently have healthcare insurance in Belgium, and you fall ill while in another country of the European Union*, Iceland, Liechtenstein, Norway or Switzerland (e.g. while on holiday, a business trip or while studying)?
In that case, you are entitled to reimbursement of any medically-necessary healthcare, taking account of:
- the duration of your stay, and
- the type of healthcare concerned.
In other words: you are entitled to any medical care which can not wait until you are back home (= ‘unplanned healthcare’).
The reimbursement rules differ, depending on whether you receive healthcare pursuant to:
- the Regulations (EC) 883/2004 and 987/2004: the European Health Insurance Card*;
- or the European directive 2011/24/EU*.
If you live in another country of the European Union*, Iceland, Liechtenstein, Norway or Switzerland,
you are entitled to receive healthcare there, with the costs being borne by Belgium,
you are entitled to all types of healthcare during a temporary stay in Belgium.
Contact your health insurance fund*.
* cf. Glossary